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Straight to the source.
No middlemen, no running around. You deal directly with us from application through to repayment.
When the day changes direction…
Quick Loans
calm and clearA quick loan should make the next step simpler, not create more confusion. Apply online in about five minutes, receive a fast outcome in most cases and see the full repayment plan before you sign.
Choose your loan amount
$300
Choose your repayment term
$16.62/week
$33.23/fortnight
4.8/5 8,873 Reviews
4.9/5 6,960 ReviewsThis calculator provides indicative interest rate and repayment estimates across CashnGo's lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations.
- Quick, not rushed Apply online in about five minutes. Most people receive an outcome in seconds; some applications need a closer look.
- A licensed direct lender You deal with CashnGo from application to final repayment — no broker or lead-selling middleman.
- Know the cost first Your fees, repayment schedule and total are shown before you decide whether to sign.
Quick Loans
For the expense that was not on the calendar
A flat tyre, a broken hot-water system or a last-minute trip can turn an ordinary week upside down. A quick loan can help with a defined expense when waiting is not practical and the repayments fit your budget.
You can apply for $300 to $5,000 online. There is no guaranteed approval: every application is assessed for affordability, and some need a little more time or information.
Move quickly, choose carefully
Speed matters, but so does knowing what comes next. Use the calculator, check the total cost and choose a repayment schedule that leaves room for the rest of life.
What makes a loan “quick”?
“Quick” describes the digital application and assessment process, not a promise that every person will be approved. The form takes about five minutes, secure bank verification helps us assess affordability and most people receive an outcome in seconds.
If approved, you review and sign the contract online. We then send the transfer straight away, although your bank determines when it becomes visible in your account.
A short-term answer for a one-off job
Quick loans work best when the amount and purpose are clear. Borrow only what solves the immediate problem and compare the repayment with your usual weekly or fortnightly commitments.
For long-running debt or repeated shortfalls, free financial counselling may be a better next step than another loan.
Applying for Quick Loans
A quick application with no skipped steps
Fast technology keeps the form moving, while the affordability check and clear contract make sure the important parts are not rushed.
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Quick & easy application
Apply online in around five minutes. We’ve kept the questions simple and the unnecessary paperwork out of the way.
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Safe & secure
Your information is handled securely and confidentially, so you can apply with confidence from wherever you are.
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A quick decision
Our smart technology assesses your application quickly, so you can get an outcome in seconds where possible.
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Fast funds
Once approved, we’ll transfer your funds within seconds. Depending on your bank, it may take a little longer to arrive.
Quick Loans rates, fees and features
Compare our Small Loan and Medium Loan side by side. The amount, term and full cost offered to you will be shown before you sign.
Small Loans $300 – $2,000 Fee-based, so there is no interest and no APR
Loan term
62 to 180 days, which is roughly 3 to 6 months
Establishment fee
20% of the amount you borrow
Monthly fee
4% of the amount you borrow, every month
Interest rate (APR)*
Does not apply. These loans are fee-based only, so the APR is not applicable
Maximum comparison rate**
Does not apply
What that looks like
Borrow $1,000 over 3 months and you repay $1,320 — your $1,000 back, a $200 establishment fee and $120 in monthly fees
Usually used for
Car repairs, a vet bill, a rent gap or a bill that landed before payday
Medium Loans $2,100 – $5,000 One establishment fee plus a capped interest rate
Loan term
3 to 12 months
Establishment fee
$400, charged once
Monthly fee
None. Interest applies instead
Interest rate (APR)*
Up to 48% p.a.
Maximum comparison rate**
65.6597% p.a.
What that looks like
Borrow $3,000 over 12 months and you repay $4,289 in total, including the $400 establishment fee
Usually used for
Larger one-offs like a used car, a house move or dental work
We're with you
Quick to answer, clear on the cost
Speed only helps when you can see what it costs. CashnGo has received five ProductReview.com.au awards in six years.
How It WorksWe could brag. But our customers do it better
See Reviews and FeedbackQuick Loans questions, answered
Clear timing, eligibility and repayment answers for quick loans.
It takes about five minutes for most people to complete. Most receive an outcome in seconds, while applications needing extra information or review take longer.
No. We must assess your income, expenses and capacity to repay before making a decision. No responsible lender can guarantee approval before that assessment.
You can request from $300 to $5,000. Small Loans cover $300 to $2,000 and Medium Loans cover $2,100 to $5,000, with different pricing shown in the rates table.
Repayments can be scheduled weekly, fortnightly or monthly, depending on the loan offered. Review every date and amount before accepting the contract.
A quick loan is designed for a temporary, manageable expense. For ongoing pressure, contact the free National Debt Helpline on 1800 007 007 before taking on more credit.