Reputable Direct Lender
Straight to the source.
No middlemen, no running around. You deal directly with us from application through to repayment.
Less waiting, more knowing…
Fast Loans
without the runaroundWhen an expense needs a prompt answer, a simple process matters. Apply online in about five minutes and see the amount, cost and repayment schedule before you choose.
Choose your loan amount
$300
Choose your repayment term
$16.62/week
$33.23/fortnight
4.8/5 8,873 Reviews
4.9/5 6,960 ReviewsThis calculator provides indicative interest rate and repayment estimates across CashnGo's lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations.
- Quick, not rushed Apply online in about five minutes. Most people receive an outcome in seconds; some applications need a closer look.
- A licensed direct lender You deal with CashnGo from application to final repayment — no broker or lead-selling middleman.
- Know the cost first Your fees, repayment schedule and total are shown before you decide whether to sign.
Fast Loans
A simple process when time matters
Fast loans combine an online form, secure income verification and automated assessment to reduce avoidable waiting. They are still real credit contracts, so the lender must check that repayments suit your current circumstances.
CashnGo lends directly from $300 to $5,000. Your offer, if approved, sets out every fee, repayment and the total amount payable.
Fast does not mean doing it alone
Complete the process online when it suits you, and call our Australian customer care team on 13 13 11 if you want a person to explain a step or repayment.
How fast loans stay straightforward
The calculator gives you an indicative repayment before you apply. The form then asks for your identity, income, expenses and recent banking information so we can make a responsible decision.
Most people receive an outcome in seconds, though some applications need manual review. If approved, the contract is available online and the transfer is sent after you accept and sign.
Choose speed and clarity together
A quick outcome is useful only when the offer is easy to understand. Take a moment to check the total, repayment frequency and due dates against your normal budget.
If the numbers do not leave enough room for essentials, do not accept the offer. The application is free and does not oblige you to borrow.
Applying for Fast Loans
Four steps, with the important details visible
Choose, apply, review and decide. Technology makes the journey faster without removing the checks that protect your budget.
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Quick & easy application
Apply online in around five minutes. We’ve kept the questions simple and the unnecessary paperwork out of the way.
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Safe & secure
Your information is handled securely and confidentially, so you can apply with confidence from wherever you are.
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A quick decision
Our smart technology assesses your application quickly, so you can get an outcome in seconds where possible.
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Fast funds
Once approved, we’ll transfer your funds within seconds. Depending on your bank, it may take a little longer to arrive.
Fast Loans rates, fees and features
Compare our Small Loan and Medium Loan side by side. The amount, term and full cost offered to you will be shown before you sign.
Small Loans $300 – $2,000 Fee-based, so there is no interest and no APR
Loan term
62 to 180 days, which is roughly 3 to 6 months
Establishment fee
20% of the amount you borrow
Monthly fee
4% of the amount you borrow, every month
Interest rate (APR)*
Does not apply. These loans are fee-based only, so the APR is not applicable
Maximum comparison rate**
Does not apply
What that looks like
Borrow $1,000 over 3 months and you repay $1,320 — your $1,000 back, a $200 establishment fee and $120 in monthly fees
Usually used for
Car repairs, a vet bill, a rent gap or a bill that landed before payday
Medium Loans $2,100 – $5,000 One establishment fee plus a capped interest rate
Loan term
3 to 12 months
Establishment fee
$400, charged once
Monthly fee
None. Interest applies instead
Interest rate (APR)*
Up to 48% p.a.
Maximum comparison rate**
65.6597% p.a.
What that looks like
Borrow $3,000 over 12 months and you repay $4,289 in total, including the $400 establishment fee
Usually used for
Larger one-offs like a used car, a house move or dental work
We're with you
Why people trust us to move quickly
A short form, an honest assessment and every fee shown before you sign. CashnGo has received five ProductReview.com.au awards in six years.
How It WorksWe could brag. But our customers do it better
See Reviews and FeedbackFast Loans questions, answered
What “fast” means at each stage of a CashnGo loan.
Most people finish the online form in about five minutes. A complete and accurate application is the best way to avoid unnecessary delays.
Most applicants receive an outcome in seconds. A manual assessment or request for more information can extend that time, sometimes into the next business day.
You can apply. We run a credit check, but assess your current income, expenses and overall ability to repay as well. Approval cannot be promised.
No separate speed fee applies. Pricing depends on whether you receive a Small Loan or Medium Loan and is shown in full before you sign.
We send approved funds to your nominated account. Your bank determines when the payment becomes available, so transfer time can vary.