No nasty surprises…
Loan Rates & Fees
Nobody enjoys reading fine print, so we have written ours in large print instead. Here is what a CashnGo loan actually costs — every fee, both loan sizes, worked out in real dollars — before you fill in a single form.
Rates, fees and features
Two loan sizes, one page, no asterisks doing the heavy lifting. Compare them side by side and pick the one that suits what you need.
62 to 180 days, which is roughly 3 to 6 months
20% of the amount you borrow
4% of the amount you borrow, every month
Does not apply. These loans are fee-based only, so the APR is not applicable
Does not apply
Borrow $1,000 over 3 months and you repay $1,320 — your $1,000 back, a $200 establishment fee and $120 in monthly fees
Car repairs, a vet bill, a rent gap or a bill that landed before payday
3 to 12 months
$400, charged once
None. Interest applies instead
Up to 48% p.a.
65.6597% p.a.
Borrow $3,000 over 12 months and you repay $4,289 in total, including the $400 establishment fee
Larger one-offs like a used car, a house move or dental work
Costs first, then the easy part
From the numbers to the money
You have seen what it costs. Here is what happens next — about five minutes on your phone, a full breakdown on screen before you sign, and your funds on their way as soon as you do.
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Pick your amount
Choose how much you need and how long you want to take over it. The fees in the table above are the only ones that apply.
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Apply in five minutes
A short form on your phone. Connect your bank through a secure read-only feed instead of digging up months of statements.
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See the full cost
Your repayment schedule, every fee and the total amount to repay are all on screen before you sign a thing.
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Get your CashnGo
Sign your contract and we send the transfer straight away. How quickly it lands after that is up to your bank.