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Straight to the source.
No middlemen, no running around. You deal directly with us from application through to repayment.
When the fare is cheap this week…
Travel Loans
that keep the trip on the calendarFlights go on sale, a family visit cannot wait, or the cabin is booked and the balance is due. A CashnGo travel loan of up to $5,000 can hold the plan, with repayments that land with your pay.
Choose your loan amount
$300
Choose your repayment term
$16.62/week
$33.23/fortnight
4.8/5 8,873 Reviews
4.9/5 6,960 ReviewsThis calculator provides indicative interest rate and repayment estimates across CashnGo's lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations.
- Quick, not rushed Apply online in about five minutes. Most people receive an outcome in seconds; some applications need a closer look.
- A licensed direct lender You deal with CashnGo from application to final repayment — no broker or lead-selling middleman.
- Know the cost first Your fees, repayment schedule and total are shown before you decide whether to sign.
Travel Loans
Book the trip, then spread the cost
A travel loan is a personal loan used for flights, accommodation, travel insurance or getting home for a family event. It is paid to you, so you book the ticket yourself and keep the frequent-flyer number, the seat map and the cancellation policy in your own name.
CashnGo covers up to $5,000. That suits a domestic fare, a deposit, or topping up a trip you have already been saving for — not a two-year round-the-world budget.
Some trips are a treat. Some are a need.
A cheap fare, a school-holiday cabin or a last-minute flight to family can all be worth locking in. Check the total repayment against the rest of the month, then apply only for the amount that keeps the booking.
What is a travel loan in Australia?
It is an unsecured personal loan used for travel. Comparison sites often list $5,000 to $70,000 loans over several years. CashnGo sits at the smaller, shorter end: up to $5,000, as a Small Loan of $2,000 or less or a Medium Loan of $2,100 to $5,000.
That range works well for a fare that will not stay cheap, a family emergency trip, or the gap between savings and the invoice. It is a poor fit for a holiday you cannot repay once you are home. We still assess income, expenses and capacity before making an offer.
Leave room for the week after you land
Travel costs more than the ticket. Factor transfers, meals, insurance and the bills waiting when you get back. If the repayments only work by skipping groceries, do not take the loan — the trip can wait, or a smaller version of it can.
Pay extra or clear the balance early whenever you like. There is no fee for finishing sooner.
Applying for Travel Loans
See the fare, then see the repayments
Choose the amount that covers the booking, apply online in about five minutes and read the full offer before you accept.
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Quick & easy application
Apply online in around five minutes. We’ve kept the questions simple and the unnecessary paperwork out of the way.
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Safe & secure
Your information is handled securely and confidentially, so you can apply with confidence from wherever you are.
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A quick decision
Our smart technology assesses your application quickly, so you can get an outcome in seconds where possible.
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Fast funds
Once approved, we’ll transfer your funds within seconds. Depending on your bank, it may take a little longer to arrive.
Travel Loans rates, fees and features
Compare our Small Loan and Medium Loan side by side. The amount, term and full cost offered to you will be shown before you sign.
Small Loans $300 – $2,000 Fee-based, so there is no interest and no APR
Loan term
62 to 180 days, which is roughly 3 to 6 months
Establishment fee
20% of the amount you borrow
Monthly fee
4% of the amount you borrow, every month
Interest rate (APR)*
Does not apply. These loans are fee-based only, so the APR is not applicable
Maximum comparison rate**
Does not apply
What that looks like
Borrow $1,000 over 3 months and you repay $1,320 — your $1,000 back, a $200 establishment fee and $120 in monthly fees
Usually used for
Car repairs, a vet bill, a rent gap or a bill that landed before payday
Medium Loans $2,100 – $5,000 One establishment fee plus a capped interest rate
Loan term
3 to 12 months
Establishment fee
$400, charged once
Monthly fee
None. Interest applies instead
Interest rate (APR)*
Up to 48% p.a.
Maximum comparison rate**
65.6597% p.a.
What that looks like
Borrow $3,000 over 12 months and you repay $4,289 in total, including the $400 establishment fee
Usually used for
Larger one-offs like a used car, a house move or dental work
We're with you
Clear costs for the road ahead
Apply online, see the repayment plan before you book and call a real Australian team if you need help. CashnGo has received five ProductReview.com.au awards in six years.
How It WorksWe could brag. But our customers do it better
See Reviews and FeedbackTravel Loans questions, answered
How travel loans work at CashnGo, what they cover, and when a smaller trip is the better call.
A travel loan is a personal loan used to pay for flights, accommodation, insurance or other trip costs. CashnGo offers up to $5,000, paid into your account after you accept an approved contract, so you book the travel yourself.
Yes. Getting home for a funeral, an ill relative or another urgent family reason is a common, eligible personal expense — provided the repayments still fit your budget.
No. We transfer approved funds to your bank account. You choose the airline, dates and insurance, which keeps the booking and any changes in your name.
Up to $5,000. Larger holidays usually need a longer personal loan elsewhere, more savings, or a smaller itinerary. The amount we can offer depends on your income and existing commitments.
It can be, when the trip is defined, the fare is time-sensitive, and the repayments leave room for normal living costs. It is a poor fit for an open-ended holiday you cannot repay. There is no pressure to accept an offer.
About five minutes for most people, with an outcome in seconds in many cases. Some applications need extra review. We send approved funds after you sign; your bank decides when they appear.