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Straight to the source.
No middlemen, no running around. You deal directly with us from application through to repayment.
When the keys are ready but the bond isn’t…
Rental Bond Loans
to close the gapThe place is yours — then bond, two weeks’ rent and a removalist land in the same week. A CashnGo rental bond loan of up to $5,000 can help close that gap, with every cost shown before you sign.
Choose your loan amount
$300
Choose your repayment term
$16.62/week
$33.23/fortnight
4.8/5 8,873 Reviews
4.9/5 6,960 ReviewsThis calculator provides indicative interest rate and repayment estimates across CashnGo's lending products for general guidance only. It does not constitute an offer of credit. Actual loan terms, rates, and fees may vary based on your circumstances, our credit assessment, and responsible lending obligations.
- Quick, not rushed Apply online in about five minutes. Most people receive an outcome in seconds; some applications need a closer look.
- A licensed direct lender You deal with CashnGo from application to final repayment — no broker or lead-selling middleman.
- Know the cost first Your fees, repayment schedule and total are shown before you decide whether to sign.
Rental Bond Loans
Get the keys without emptying the account
A rental bond loan is simply a personal loan used for the upfront costs of moving: the bond, rent in advance, a cleaning bond or a van on moving day. CashnGo pays the money to you, so you can settle the agent, the removalist and the leftover bits in one go.
Before you borrow, check whether your state or territory offers an interest-free bond loan or rental grant — those are usually cheaper if you qualify. If you do not, or you need extra for the move itself, CashnGo Small Loans run from $300 to $2,000 and Medium Loans from $2,100 to $5,000.
The old bond rarely comes back in time
Plenty of people are waiting on a refund from the last place while the new agent wants this week’s bond. Borrow only what covers the shortfall, set repayments around payday, and unpack knowing the numbers already add up.
What is a rental bond loan in Australia?
It is not a separate product. It is an unsecured personal loan used to pay a rental bond and the moving costs around it. Government schemes in several states can cover bond interest-free if you meet income and rent tests. A CashnGo loan is the private option when those schemes do not fit, when you need funds in your account, or when the move costs more than bond alone.
Amounts up to $2,000 are Small Loans with fixed fees and no interest. Amounts from $2,100 to $5,000 are Medium Loans. Every application is assessed against your income, regular expenses and ability to repay — approval is never automatic.
Bond, first fortnight, and the van
Work out the real moving total before you apply: bond (often four weeks’ rent), rent in advance, the bond from the last place if it is still held, plus boxes, cleaning and petrol. Borrow the gap, not a round number that feels safer.
If the rent itself will already stretch the budget, another loan will not fix that. The National Debt Helpline is free on 1800 007 007 if the move is happening under money pressure.
Applying for Rental Bond Loans
From signed lease to a clear offer
Add up the moving costs, choose the smallest amount that covers them, then apply online and review the full repayment plan before you decide.
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Quick & easy application
Apply online in around five minutes. We’ve kept the questions simple and the unnecessary paperwork out of the way.
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Safe & secure
Your information is handled securely and confidentially, so you can apply with confidence from wherever you are.
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A quick decision
Our smart technology assesses your application quickly, so you can get an outcome in seconds where possible.
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Fast funds
Once approved, we’ll transfer your funds within seconds. Depending on your bank, it may take a little longer to arrive.
Rental Bond Loans rates, fees and features
Compare our Small Loan and Medium Loan side by side. The amount, term and full cost offered to you will be shown before you sign.
Small Loans $300 – $2,000 Fee-based, so there is no interest and no APR
Loan term
62 to 180 days, which is roughly 3 to 6 months
Establishment fee
20% of the amount you borrow
Monthly fee
4% of the amount you borrow, every month
Interest rate (APR)*
Does not apply. These loans are fee-based only, so the APR is not applicable
Maximum comparison rate**
Does not apply
What that looks like
Borrow $1,000 over 3 months and you repay $1,320 — your $1,000 back, a $200 establishment fee and $120 in monthly fees
Usually used for
Car repairs, a vet bill, a rent gap or a bill that landed before payday
Medium Loans $2,100 – $5,000 One establishment fee plus a capped interest rate
Loan term
3 to 12 months
Establishment fee
$400, charged once
Monthly fee
None. Interest applies instead
Interest rate (APR)*
Up to 48% p.a.
Maximum comparison rate**
65.6597% p.a.
What that looks like
Borrow $3,000 over 12 months and you repay $4,289 in total, including the $400 establishment fee
Usually used for
Larger one-offs like a used car, a house move or dental work
We're with you
A smoother move, backed by award-winning help
Clear costs, an online process and real people when you need a hand. CashnGo has received five ProductReview.com.au awards in six years.
How It WorksWe could brag. But our customers do it better
See Reviews and FeedbackRental Bond Loans questions, answered
Straight answers about bonds, state help, timing and what a CashnGo loan actually is.
A rental bond loan is a personal loan used to pay a rental bond and related moving costs. With CashnGo it is the same Small Loan or Medium Loan as any other purpose: up to $5,000 paid into your account after you accept an approved contract.
If you are eligible, yes — state and territory bond loans and rental grants are usually interest-free and cheaper than a private loan. Check your local housing department first. CashnGo is useful when you do not qualify, need extra for moving costs, or need the money paid to you rather than to an agent.
You can borrow up to $5,000. The amount offered depends on the moving cost, your income, regular expenses and whether the repayments fit alongside rent and other essentials.
Yes. Common uses include bond, rent in advance, a cleaning bond and moving-day costs. Name the expenses in the application so we can assess a genuine, one-off need.
No. If approved, we transfer the funds to your nominated bank account after you sign. You then pay the agent, landlord or removalist yourself.
The online form takes about five minutes and most people receive an outcome in seconds. Some applications need extra information. After you sign an approved contract we send the transfer; your bank controls when it appears.